Throughout 2025, our High Yield Savings account was consistently ranked either #1 or among the top three in America by MarketWatch. Not just a one-time headline, it’s a year-long reminder of what happens when you build savings the right way.
In 2025, MarketWatch didn’t just notice us once. Month after month after month, our High Yield Savings account showed up either at the very top—or firmly in the top three—of the best high yield savings accounts in America.
For us, that consistency matters more than any single ranking. Because saving isn’t a moment. It’s a habit. And great financial tools should hold up all year long, not just when the spotlight’s on.
The 2025 MarketWatch monthly rankings reflected a 10% APY* that’s tops in its category nationally. (Not just in Michigan!) And when combined with easy digital access and pro-member terms, it’s easy to see why our High Yield Savings consistently comes in at the top of the heap.
Because our High Yield Savings account gives you 10% APY* on your first $1,000 with a boosted rate after that, it’s a smart savings choice for:
With no market exposure and the confidence of being a true savings account, our High Yield Savings is built to help money grow consistently over time without stress.
Yes, being ranked at the top by MarketWatch is something to be proud of. But what matters more is why it happened.
It happened because we didn’t chase trends. Because we didn’t overcomplicate saving. Because we stayed focused on people—not profit. And because our members trusted us with their goals. Which makes us proud to walk alongside you every day.
As we move forward into our 75th year serving Michiganders like you, we’re not trying to top a list. We’re focused on continuing what 2025 reinforced: That when you build financial tools with care, clarity, and consistency, people feel the difference. And their savings do too!
Take all that change you’ll be growing to new heights by pairing it with our High Yield Savings Account. Boasting 10% APY* on your first $1,000 and boosted rate beyond that, there’s no need to sacrifice savings-speed for simplicity!
So, you just became an orsa member—what now? In this guide, we’ll walk you through the accounts and services that make orsa stand out, and what to do next to make the most of them!
Throughout 2025, our High Yield Savings account was consistently ranked either #1 or among the top three in America by MarketWatch. Not just a one-time headline, it’s a year-long reminder of what happens when you build savings the right way.
We're bringing the latest and greatest banking technology to make your member experience even better! Get all the details about what these machines are and how you can use them.
*APY = Annual Percentage Yield. Rate offered may change at any time. The minimum balance to open the account is $5.00. The 10.00% APY is earned on balances of $.01 to $1,000.00. Balances of $1,000.01 and above earn an APY of 0.10%. Fees could reduce earnings. Federally insured by the NCUA.