Banking
Designed with you in mind, because You Are Enuff™.

Michigan is our home, so we look out for Michiganders’ money. Big fees and bad service don’t belong here–but you do! orsa credit union works tirelessly to give our members more, while making sure there’s less in the way when it comes to turning impossible dreams into a reality. Enuff is Enuff™ – let’s get your money moving you in the right direction.

While everyone else is finding new ways to take your money, we’re focused on helping Michiganders keep more of it. That’s why we created CloseEnuff™ checking – what we believe is the best full-featured checking account in Michigan. It ditches fees, gets you access to your money sooner, protects against accidental overdrafts, and boosts your purchasing power. And the best part? You won’t find it anywhere else.

No matter how you save, we’ve got you covered. Whether you’re taking it slow and steady or looking for a faster way to build your savings, we have the right option for you.

With great rates and terms for any timeframe, you can always count on getting the returns you need! From short-term rate-boosted special CDs to our five-year certificates, it’s saving on your schedule here!
Save more, get more in return, and keep your money flexible with our Money Market Account. With no penalties for withdrawals, your bigger balances get the growth they deserve. And so do you!

Our credit card does more than just boost your spending power—it helps you do good. With great perks, no monthly fees, and built-in protections from Mastercard®, it’s designed to work for you. Plus, your benefits can make a difference, with charity donation options that let you give back while you shop. It’s a card that puts more money in your pocket and more good into the world.
We’re not just low on fees and full of features. We’ve got the great rates to match.

So, you just became an orsa member—what now? In this guide, we’ll walk you through the accounts and services that make orsa stand out, and what to do next to make the most of them!

Throughout 2025, our High Yield Savings account was consistently ranked either #1 or among the top three in America by MarketWatch. Not just a one-time headline, it’s a year-long reminder of what happens when you build savings the right way.

Whether you’re young and healthy or concerned about a loved one who’s getting up there, understanding financial powers of attorney can help keep you safe and give you peace of mind. Learn how easy it is to set yourself up for success no matter what happens.
Wherever you are on your financial journey, you Belong here.