Savings Accounts
From just starting to professionally saving, orsa is the place for savers!
High Yield Savings Account
10% APY High Yield Savings!
With 10% APY on the first $1,000 saved, we can’t help but highlight our High Yield Savings Account! It’s not just a speedy savings start, either. Your first $1,000 still gets our high APY no matter how high your balance goes!
Grow Your Change Savings Account
Grow Your Change Savings
Save every time you spend and do it automatically! Grow Your Change isn't a single account, it’s a CloseEnuff™ checking tool that gets you closer to your dreams by rounding up every debit card transaction to the nearest dollar and depositing it into the savings account of your choice! All without you having to think about. All you have to do is just turn it on!
Basic Savings Account
Basic Savings
Basic doesn’t mean that it’s boring—far from it! This is the start of every savings journey at orsa, and every member gets one automatically by joining our credit union. From starting other savings accounts to keeping your cash secure and funding that future vacation, it all starts here!
The 52-Week Savings Challenge
Making saving so easy, it’s automatic!
Save $1,378 without thinking about it by automating your savings with the 52-Week Savings Challenge. Just set it, forget it, and save a ton of cash by the end of it.
Other Savings Tools
More ways to save
Kids & Teen Savings
School is the perfect time to learn about saving, and it’s the perfect time to start doing it, too! Whatever age range, we’re here to support.
Money Market
Save like a CD, spend like checking! With higher returns and the ability to easily access your cash, our Money Markets give big savers like you the flexibility to reach your Impossible Dreams!
Financial Wellness
We’re here to help you chart your goals—from free personalized financial counseling for members to powerful digital banking tools.
Business Savings
Setting a little aside isn’t a bad business move! Let us focus on saving your money, so you can spend more time making it, managing it, and moving up.
CDs
With fixed rates over fixed periods of time, Certificates of Deposit are the set-it-and-forget-it sure thing when it comes to your savings.
Deposit Rates
When it comes to your money, transparency is key. See and compare our rates tables across all products.
Savings Resources
Boost your savings game
At orsa, growing your financial knowledge is just as important as growing your cash!
News
Meet orsaWatch: Subscription Manager
Spot monthly subscriptions. Collect them all in one place. And even cancel what you don’t want right from digital banking. No extra apps. No extra subscriptions. All free for orsa members!
Guide
The New Member’s Guide to orsa
So, you just became an orsa member—what now? In this guide, we’ll walk you through the accounts and services that make orsa stand out, and what to do next to make the most of them!
News
Did you know our High Yield Savings was repeatedly named #1 by MarketWatch in 2025?
Throughout 2025, our High Yield Savings account was consistently ranked either #1 or among the top three in America by MarketWatch. Not just a one-time headline, it’s a year-long reminder of what happens when you build savings the right way.
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
*APY = Annual Percentage Yield. Rate offered may change at any time. The minimum balance to open the account is $5.00. The 10.00% APY is earned on balances of $.01 to $1,000.00. Balances of $1,000.01 and above earn an APY of 0.10%. Fees could reduce earnings. Federally insured by the NCUA.