grow & give
Use your spare change to make real change!
grow & give
Save smarter, give back easily
Round up your debit card purchases to build your savings effortlessly—while supporting the causes that matter to you!
grow & give benefits
Swipe, save, impact!
Your spare change was meant for more.
Save over time
Saving in small amounts is easier to commit to, and it stacks up over time when you do it daily!
Choose to save or give
You get to pick where your spare change goes. Put it all towards building your orsa™ savings or give it all to the charity you select. You can even give a little to both!
Automated ease
Automatic transfers take the remind-setting and stress out of saving and giving. You just keep on living life, and we’ll take care of the rest.
Simple digital control
Set up grow & give in just a few clicks on our digital banking app. You can get started any time, even in the middle of the checkout line!
grow & give details
Give your spare change an upgrade
When you have CloseEnuff™ checking your spare change adds up… even without checking the couch cushions!
- Round up every debit purchase to the nearest dollar
- Automatically transfer all rounded up change to your savings or the charity of your choice!
- Connects to any orsa savings account you choose, High Yield included!
- Pause or cancel transfers at any time
High Yield Savings
Grow faster with 10% APY**
Take all that change you’ll be growing to new heights by pairing it with our High Yield Savings Account. Boasting 10% APY** on your first $1,000 and boosted rate beyond that, there’s no need to sacrifice savings-speed for simplicity!
Savings Account Rates
Date Updated Mar 11, 2026
Minimum to Open | Minimum to Earn Dividends | Dividend Rate | APY* |
|---|---|---|---|
Basic Savings |
|
|
|
$5 | $100 | 0.05% | 0.05% |
High Yield Savings |
|
|
|
$5 | $0 | 9.57% | 10.00% on balances up to $1,000* |
|
| 0.10% | 0.10% on balances up to $1,000* |
Kids Savings |
|
|
|
$5 | $0 | 0.05% | 0.05% |
Holiday Savings |
|
|
|
$5 | $0 | 0.05% | 0.05% |
IRA Savings |
|
|
|
$5 | $0 | 0.05% | 0.05% |
Health Savings |
|
|
|
$5 | $0 | 0.05% | 0.05% |
*APY = Annual Percentage Yield. APY may change before or after the account is opened. Fees may reduce earnings. Goal Setter Accounts require monthly auto deposits to earn dividends, subject to penalty for early withdrawal. Rates are subject to change at any time. orsa credit union membership is required. orsa Fee Schedule.
Get grow & give
Start growing your change for good!
Ready to get the growing going? A CloseEnuff™ checking account is all it takes to get started!
Saving makes an impact
Guide
Cost Effective Alternatives to Streaming Services
With average monthly spending on streaming creeping up towards $100, it’s no wonder many are looking for alternatives to streaming services they’re tired of paying for. Here, we’ll break down both alternative streaming services that can lower your costs and ways to fully replace streaming with alternatives. You might be surprised at how much you can save by taking advantage of alternatives.
Guide
How to Easily Cancel Your Subscription Services
Here, we’re laying out how to find subscriptions, cancel them, and avoid getting stuck with too many expensive subscriptions you don’t need in the future. Taken together it’s a few easy steps that can make a serious difference in your day-to-day finances… and your financial future.
Guide
How to Save Money on Streaming Services
With Americans now spending around $70 a month on services like Netflix and HBO, plenty of Michiganders are wondering how to save money on streaming services. Even if you like and watch the services you have, there are practical ways to cut those monthly bills. Below, we explain how.
Frequently Asked Questions
grow & give FAQ
You have questions, we have answers. Learn more about orsa grow & give here.
Other ways to save
The place for savers
We’ve got something for just about any savings goal, whether that’s a speedy start with our High Yield Savings Account, steady growth with a long term, low-effort CD, or the flexibility to spend and save with a Money Market.
You are Enuff™
Looking to make your Impossible Dreams possible? Your membership can help make it happen!
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