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Debit Card Round Up Savings
Your spare change can change everything!
Using your debit card every day can…
grow
Boost your savings
Send your spare change to the orsa savings account of your choice—including your High Yield Savings!
give
Support your cause!
Choose to donate to any one of hundreds of charities—from big names to local favorites.
How much you grow and how much you give is up to you!
Start today!
Make every tap something you can feel good about. If you already have CloseEnuff™, you can set up grow & give in digital banking with just a few clicks.
grow & give benefits
More progress with every purchase
Give and save!
You get to pick where your spare change goes—whether that’s all towards changing your community, building your savings, or a bit of both.
Always automatic
Automatic transfers take the remind-setting and stress out of big, one-time contributions. You just keep on living life, and we’ll take care of the rest.
A little at a time
We get it, it can be hard to set money aside and make sizeable donations—so we’re making it manageable by helping you do it a few cents at a time.
Simple digital control
Set up grow & give in just a few clicks on our digital banking app. You can get started any time, even in the middle of the checkout line!
Frequently Asked Questions
grow & give FAQ
You have questions, we have answers. Learn more about orsa grow & give here.
grow & give is a round-up tool that turns spare change from debit card purchases into savings for you… or giving for the charity you choose.
Simply use your orsa debit card to make a purchase , then the amount is rounded to the nearest whole dollar.
The round-up amount is then transferred daily from your checking account to either the savings or charity of your choice!
(We suggest choosing our High Yield Savings account for the biggest savings boost!)
Yes! Go ahead and tap, swipe or buy online or in person, because all purchases made with your orsa debit card are included in grow & give.
This does not include ATM transaction, and this service is not available for commercial or business accounts.
Please note: no round-up transaction will take place if the checking account balance is (or will become) zero after the round-up transaction.
Each day’s transactions will be combined, and one transfer will be made at the end of the business day to move the amount from your checking to grow & give savings or other designated savings share. Weekend and holiday processing may vary slightly from this schedule.
grow & give transfers can be paused at any time by contacting our Care Center at (877) 937-2328 or visiting any branch location.
Unfortunately, pausing transfers through digital banking is not available at this time. Enrolling or unenrolling in grow & give can still be done through digital banking, though.
Purchases made with any debit card associated to your connected orsa checking account will be rounded up for the automatic transfer. Unfortunately, you are not currently able to exclude a specific debit card attached to the checking account from this program.
Refunded, cancelled, or returned debit card transactions do not affect the already transferred round-up amount. The round-up amount from the original debit transaction will remain in your selected savings account.
There is no fee when a transfer deposit is made to the account at least once every six (6) months. If you pause/stop transfers for more than six (6) months, a monthly fee will be charged if the average monthly balance in the account is less than $100. Please see our Fee Schedule for more details.
Closing the grow & give connected savings account will stop transfers from your orsa checking account. Closing the connected orsa checking account does not automatically close your associated savings account, though. The account will remain open and may be subject to a monthly account fee. Please see our Fee Schedule for more details.
Yes! grow & give is an easy way to make consistent savings contributions or donations to charity.
We definitely suggest using it get to the most out of your High Yield Savings or Money Market accounts.
Supported organizations
From national charities to local orgs, it’s easy to show love to the causes you care about most!
Other ways to save
The place for savers
We’ve got something for just about any savings goal, whether that’s a speedy start with our High Yield Savings Account, steady growth with a long term, low-effort CD, or the flexibility to spend and save with a Money Market.