Get Inspired
A hub of stories, knowledge and resources that help shape financial futures and a better community.
grow & give
Save smarter, give back easily
Round up your debit card purchases to build your savings effortlessly—while supporting the causes that matter to you!
grow & give benefits
Swipe, save, impact!
Your spare change was meant for more.
Save over time
Saving in small amounts is easier to commit to, and it stacks up over time when you do it daily!
Choose to save or give
You get to pick where your spare change goes. Put it all towards building your orsa™ savings or give it all to the charity you select. You can even give a little to both!
Automated ease
Automatic transfers take the remind-setting and stress out of saving and giving. You just keep on living life, and we’ll take care of the rest.
Simple digital control
Set up grow & give in just a few clicks on our digital banking app. You can get started any time, even in the middle of the checkout line!
grow & give details
Give your spare change an upgrade
When you have CloseEnuff checking your spare change adds up… even without checking the couch cushions!
- Round up every debit purchase to the nearest dollar
- Automatically transfer all rounded up change to your savings or the charity of your choice!
- Connects to any orsa savings account you choose, High Yield included!
- Pause or cancel transfers at any time
Get grow & give
Start growing your change for good!
Ready to get the growing going? A CloseEnuff checking account is all it takes to get started!
High Yield Savings
Grow faster with 10% APY**
Take all that change you’ll be growing to new heights by pairing it with our High Yield Savings Account. Boasting 10% APY** on your first $1,000 and boosted rate beyond that, there’s no need to sacrifice savings-speed for simplicity!
Saving makes an impact
Guide
Compare Fees & Get Paid for Saving with FeeNuff™
Nobody likes watching their paycheck shrink to cover murky bank fees. That's why we built FeeNuff™, a new tool that finds the fees you're paying at other banks and helps cover those fees when you switch to orsa!
Guide
Cost Effective Alternatives to Streaming Services
With average monthly spending on streaming creeping up towards $100, it’s no wonder many are looking for alternatives to streaming services they’re tired of paying for. Here, we’ll break down both alternative streaming services that can lower your costs and ways to fully replace streaming with alternatives. You might be surprised at how much you can save by taking advantage of alternatives.
Guide
How to Easily Cancel Your Subscription Services
Here, we’re laying out how to find subscriptions, cancel them, and avoid getting stuck with too many expensive subscriptions you don’t need in the future. Taken together it’s a few easy steps that can make a serious difference in your day-to-day finances… and your financial future.
Frequently Asked Questions
grow & give FAQ
You have questions, we have answers. Learn more about orsa grow & give here.
grow & give is a round-up tool that turns spare change from debit card purchases into savings for you… or giving for the charity you choose.
Simply use your orsa debit card to make a purchase , then the amount is rounded to the nearest whole dollar.
The round-up amount is then transferred daily from your checking account to either the savings or charity of your choice!
(We suggest choosing our High Yield Savings account for the biggest savings boost!)
Yes! Go ahead and tap, swipe or buy online or in person, because all purchases made with your orsa debit card are included in grow & give.
This does not include ATM transaction, and this service is not available for commercial or business accounts.
Please note: no round-up transaction will take place if the checking account balance is (or will become) zero after the round-up transaction.
Each day’s transactions will be combined, and one transfer will be made at the end of the business day to move the amount from your checking to grow & give savings or other designated savings share. Weekend and holiday processing may vary slightly from this schedule.
grow & give transfers can be paused at any time by contacting our Care Center at (877) 937-2328 or visiting any branch location.
Unfortunately, pausing transfers through digital banking is not available at this time. Enrolling or unenrolling in grow & give can still be done through digital banking, though.
Purchases made with any debit card associated to your connected orsa checking account will be rounded up for the automatic transfer. Unfortunately, you are not currently able to exclude a specific debit card attached to the checking account from this program.
Refunded, cancelled, or returned debit card transactions do not affect the already transferred round-up amount. The round-up amount from the original debit transaction will remain in your selected savings account.
There is no fee when a transfer deposit is made to the account at least once every six (6) months. If you pause/stop transfers for more than six (6) months, a monthly fee will be charged if the average monthly balance in the account is less than $100. Please see our Fee Schedule for more details.
Closing the grow & give connected savings account will stop transfers from your orsa checking account. Closing the connected orsa checking account does not automatically close your associated savings account, though. The account will remain open and may be subject to a monthly account fee. Please see our Fee Schedule for more details.
Yes! grow & give is an easy way to make consistent savings contributions or donations to charity.
We definitely suggest using it get to the most out of your High Yield Savings or Money Market accounts.
Other ways to save
The place for savers
We’ve got something for just about any savings goal, whether that’s a speedy start with our High Yield Savings Account, steady growth with a long term, low-effort CD, or the flexibility to spend and save with a Money Market.
You are Enuff®
Looking to make your Impossible Dreams possible? Your membership can help make it happen!
Other Products
Like a bear hug for your financial wellbeing. We’re here for you every day.
The big stuff, done better. From checking that puts you back in control of your cash... to loans that fit your life, let’s make your Impossible Dreams happen.
