The Save. Spend. Give. Program
The next generation of our Student Run Credit Union program is here!
Meet Save. Spend. Give.
Wild dreams built here
Kids learn best by doing! Join the Save. Spend. Give. Program and ignite your child's wild dreams by building lifelong financial freedom through real-world experience! Leading with an interactive and digital forward approach at 50+ schools across Michigan, your child will learn the kind of healthy financial behaviors that are key to shaping a strong financial future.
Save
Build security through regular saving
Learning to save is the first step to building wild dreams! With the Save. Spend. Give. program, kids discover how even small deposits can grow into something meaningful over time.
Spend
Practice mindful choices
Money choices matter. Students practice how to spend wisely, making thoughtful decisions that stretch their dollars and give them freedom.
Give
Find joy in helping others
Money isn’t just for you—it’s a way to help others, too. Students learn the joy of sharing what they have, supporting causes and people they care about.
What are Save. Spend. Give. Days?
Just like the Student Run Credit Union program you’ve experienced with us for years, Save. Spend. Give. Days are fun, interactive financial lessons that we’ll host once per month at your school. The new curriculum integrates what we’ve heard matters most to students and parents and integrates modern learning approaches to better support the financial literacy outcomes today’s students need.
Leveraging experiential learning, student volunteers (now called our Student Dream Ignitors) will integrate 30-minute lessons on Save. Spend. Give. topics, then they’ll integrate that learning through application and knowledge sharing with other students.
Anticipate an epic upgrade?
Monthly school visits – Our commitment is unchanged. In fact, it’s only growing to support your students’ financial futures and their wild dreams!
Student participation and co-creation – We are eager to bring learning to life experientially with new and joyful learning units planned around a wide range of important Save. Spend. Give. topics.
4th and 5th grade student volunteers – Now called Student Dream Ignitors, young learners will dive in and help their fellow students learn about money!
Support from our impact team – Our team cares deeply. Beyond this new and refreshed approach, if your school has custom needs or unique challenges, please let us know. We are eager to iterate together and build with you.
Digital-first approach – Instead of cash and hand-to-hand transactions, we’ll be focusing on teaching financial skills required for today’s cashless, tech-forward landscape.
New for kids!
The 52-Week Savings Challenge for kids is here!
We're kicking things up a notch with a fresh, new challenge: The 52-Week Savings Challenge for kids!
Starting at just 10 cents and increasing by 10 cents every week, it's built to help them learn to save more, more often. And end up with over $137 in savings!
Join the Save. Spend. Give. Program
Create a joint High Yield Savings account now to join!
Give your child a strong start with High Yield Savings
- No fees
- No minimum to earn dividends
- Boosted savings rate beyond the first $1,000
- Save. Spend. Give. and 52-Week Savings Challenge ready!
- You're in charge when you add your child as a joint account
- Federally Insured by the NCUA up to $250,000 with additional Excess Share Insurance up to $100,000
- Only $5 to open!
The savings success is totally real!
Beyond the hands-on experience gained, the savings add up! In 2024 alone, Save. Spend. Give. Program members across Michigan saved over $47,782 for an average account balance of over $359 per student! At well over $300 bucks each, that’s more than the median checking account balance in the lowest percentile of US households in 2022!**
Kid, Teen and Young Adult Services
Saving more at any stage
The Save. Spend. Give. Program isn't the only thing we’re doing to build a strong foundation for Michigan’s future savers—we offer accounts designed for every age, with tools and services that grow with them.
Impact Team
Meet our Team
Austin Golles
team lead/impact
Amy Pashukewich
impact specialist
Jake Willing
impact specialist
Jackie Swanson
impact specialist
Ignite their Impossible Dreams
News
2026 orsa Member Scholarships Are Now Open!
We won’t let rising tuition costs get in the way of a secure future for our members. We’re teaming up with the Local Impact Alliance again to award a total of $40,000 to Michigan students chasing their higher education dreams—and applications are open!
News
Dreaming Wild: Introducing the Orsa Hub!
We’ve partnered with Plymouth-Canton Community Schools to ignite accessible STEM and financial education at Plymouth-Canton Educational Park (P-CEP) for years to come!
Guide
The Brand-New Investment Account for Newborns—That Comes With $1,000
Investing in their future is more important than ever—and the Fed’s new Section 530A Account can have them earning dividends while they’re still in diapers. Here’s everything you need to know for the July 2026 launch.
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
*APY = Annual Percentage Yield. Rate offered may change at any time. The minimum balance to open the account is $5.00. The 10.00% APY is earned on balances of $.01 to $1,000.00. Balances of $1,000.01 and above earn an APY of 0.10%. Fees could reduce earnings. Federally insured by the NCUA.
**Source: Federal Reserve Board (2023)