Young Adults
Because You Are Enuff™, we’ve got you.
ACCOUNTS FOR YOUNG ADULTS AGE 18+
Welcome to adulting. Can we help make it easier?
Ok. Getting out on your own can be... a little intimidating. We get it. That's why we’re here to help ease you into the whole deal. Whether you’re looking for a scholarship, your first adult car, a real-deal bank account, or just help planning your financial course, we can help you figure it out. No judgements. No stuffy legal-ese. Just the info you need—from someone who’s been there.
Why do we do what we do? Because You Are Enuff™
As a for-impact financial institution, orsa credit union is dedicated to putting the success of our members, and the Michigan communities we serve, first. No matter who you are, or what you came from, you Belong here. Learn more about our for-impact purpose.
CloseEnuff™ Checking
Checking that actually boosts your cashflow!
It’s your hard-earned money, you should keep it. CloseEnuff™ Checking cuts fees, buffers you from overdrafts, gets you your paycheck sooner, and maximizes your spending power. Making it the OP checking account for the real world.
High Yield Savings
Fire up your savings with 10% APY* interest
Go with High Yield Savings and save more money faster with an incredible 10.00% APY* on your first $1,000! Give it an extra boost by connecting it to your CloseEnuff™ Checking, using Grow Your Change, and watch your hard-earned savings soar.
Scholarships
Scholarships
Scholarships that invest in you
College and career education unlock your future, and we're dedicated to helping you reach it. Our scholarships support young adult members working toward university degrees, trade certifications, technical skills, and professional development, because your goals deserve real backing.
Free Financial Counseling & Wellness
You may be on your own, but you’re not alone.
Got questions about money stuff? We're here to help. As a member, you get free financial counseling to help answer questions, plan your next move, and guide you to the right path for your goals. And because You Are Enuff™, we’re also supporting you with free access to digital wellness tools that can help you learn and earn along the way.
Loans for Young Adults
Dreams built here
We understand the unique challenges young adults face when building credit and trying to get ahead. So we’ve built loans designed to address your needs and help you get where you’re going.
Grow Your Change Round Up Savings
Flip your spare change into savings
Save automatically with everyday purchases on a orsa Debit Card. We’ll round up the amount of daily transactions to the nearest whole dollar and transfer that change from your CloseEnuff™ checking account to your chosen Grow Your Change savings account!
Contact Us
Need a hand getting set up?
All good. We’re here to help!
Ignite your Impossible Dreams
Guide
Why You Should Ditch the Gift Card This Holiday Season
Gift cards aren’t what they’re cracked up to be. Don’t gift just for the now, gift for the future.
News
Leveling the Ice: Official Partner of the University of Michigan Women's Ice Hockey Club!
Michigan is known for hockey. But here’s something you might not know—none of our universities have a varsity-level women’s hockey program. We think it’s time that changed.
Guide
Money Management for Gig Workers
Tips for freelancers and entrepreneurs to pursue financial stability—what to know, what to do, how to do it, and what to avoid.
Kids, Teen & Young Adult Services
Whoa... too much, too soon?
If you’re a parent or you haven’t quite turned 18, it’s all good. We’ve got you covered too!
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
*APY = Annual Percentage Yield. Rate offered may change at any time. The minimum balance to open the account is $5.00. The 10.00% APY is earned on balances of $.01 to $1,000.00. Balances of $1,000.01 and above earn an APY of 0.10%. Fees could reduce earnings. Federally insured by the NCUA.