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A hub of stories, knowledge and resources that help shape financial futures and a better community.
AGES 0-12
Raising money-smart
kids starts here
Good habits start young! More than just a place to stash savings, our kids’ financial services are designed to help children build smart money skills early—so they can save, spend, and dream big with confidence. From first-time savings accounts to hands-on learning tools like the Greenlight debit card and the Save. Spend. Give. Program, orsa credit union makes it easy for you to set them up for success.
Looking to get started with our Save. Spend. Give. Program?
Start by opening a Kids Savings Account for your student! Visit our Save. Spend. Give. Program page for more info.
Kids Savings Account
It all starts with savings
Start your child’s savings journey early with a Kids Savings Account built for big dreams! With great rates, easy deposits, and fun ways to learn about money, they’ll be set up for success from the start. Free to members under 12.
Youth High Yield Savings
Kickstart their financial foundation early with 10% APY!*
Give them a strong start with 10% APY on their first $1,000, plus a boosted rate after that! It’s the High Yield Savings that Marketwatch named one of the best, built just for kids and teens.
Greenlight Debit Card & App
Greenlight Debit Card & App
Like a debit card with training wheels
Free* to orsa members, the Greenlight debit card & app are designed for kids and students that puts parents in full control. Add allowance money to the card automatically with the Greenlight app, and even create chore lists that pay out as things get checked off! Parents can also monitor their student’s spending, with real-time notifications to keep you in the loop about their progress!
Save. Spend. Give. Program
Earning while learning at school
To invest in the future of Michigan we’re giving students hands-on financial experience at 50+ schools across the state—and empowering them to run the whole show! Because when you build a more financially aware and stable generation, they’re more likely to build a stronger, more prosperous Michigan for us all.
Contact Us
Need a hand getting set up?
All good. We’re here to help!
Kidpreneurs born here
The earlier they learn how to handle their money, the better off they’ll be. Learn more about how we’re empowering kids.
Guide
Where’s My Allowance? The Future of Money Starts With Play
What if the next generation’s financial literacy started in a video game? As the digital world reshapes how we handle money, games like Roblox are offering kids a playful yet powerful way to learn about money.
Guide
Where’s My Allowance: Our Commitment to Youth Safety on Roblox
The safety and well-being of young people is central to everything we do. Our decision to launch "Where's My Allowance" on Roblox was made thoughtfully and with care—and we are committed to being transparent about why we chose this platform and how we approach safety within it.
News
Dreaming Wild: Introducing the Orsa Hub!
We’ve partnered with Plymouth-Canton Community Schools to ignite accessible STEM and financial education at Plymouth-Canton Educational Park (P-CEP) for years to come!
Kids, Teen & Young Adult Services
Grow with them
Because kids evolve as they grow, our financial tools grow with them. From easy beginnings to more full-featured accounts, we’re here to help you guide your family to a strong financial future.
Frequently Asked Questions
Kids Accounts FAQ
All it takes is $5 to open a Kids Savings Account! Just like all our other savings accounts, this isn't a cost—it's a deposit that counts towards your savings!
Yes they can! We recommend opening the Kids Savings Account first, as Greenlight is a free perk for orsa members!
Nope! As an orsa credit union member, Greenlight is a free perk that never comes with any fees.
Our Kids Savings Account comes with full parental controls and monitoring that can be easily accessed through our digital banking app. An adult joint-owner on the account must also be present for all withdrawals.
Yes, any guardian over the age of 18 can open and be joint-owner on a Kids Savings Account.
- Joint Members (Parents/Guardians) have full and equal access to the child’s account in Digital Banking.
- Joint Members can access the Youth Account in Digital Banking without a separate login using our Switch Profile feature.
- We have Youth & Teen Themes for Digital Banking that give menu features based on age.
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
