Financial Wellness
Turn your Impossible Dreams into reality.
PERSONALIZED FINANCIAL WELLNESS RESOURCES
Take control of your finances—we’ve got the tools to help.
When it comes to achieving your Impossible Dreams, financial wellness is the foundation! Good advice isn’t one-size-fits-all, though. Your destination is unique, so your path forward should be too!
Financial wellness, done your way
At orsa credit union, we’re proud to offer free personalized financial wellness counseling as well as a ton of helpful digital tools that meet you where you’re at and help to get you where you’re going. From a simple check-up on your checking account, to mapping out your financial future—we’re here to make sure that your money is moving you forward!
Free Personalized Financial Counseling
Let us guide you
When it comes to helping you chart your course, we’ll meet you where you’re at: online, on the phone, or in-person at a branch.
Free Digital Wellness Tools
Boost your skills on us
Because You Are Enuff™, we’re making these digital tools free for members—to help you get on the right track and stay there.
orsaWatch: Subscription Manager
New! Take back control of your subscriptions—free in digital banking!
Spot monthly subscriptions. Collect them all in one place. And even cancel what you don’t want right from digital banking. No extra apps. No extra subscriptions. All free for orsa members!
Meet Debbie! Earn Cash
Rewarding good habits
Free to members, Debbie is an app that pays cold hard cash for hitting financial goals. Whether it’s making a money plan, boosting savings, or paying off debt, it’s a super fun way to gamify the tough job of financial wellness while earning rewards for making the right moves.
The 52-Week Savings Challenge
Making saving so easy, it’s automatic!
Save $1,378 without thinking about it by automating your savings with the 52-Week Savings Challenge. Just set it, forget it, and save a ton of cash by the end of it.
Digital Banking
Do more, digitally
Like a branch in your pocket! Our digital banking web portal and mobile app put your money in your control; when and where you need it.
Powerful tools to control your cashflow
- Track accounts at a glance with an easy overview
- Break down your spending & account history
- Monitor your credit score & track changes
- Plan out potential loans & credit cards
- Track your debt & learn how to pay it off faster
- Get personalized savings planning & tips
- Budget your money, with live progress updates
- Stay up to date on your account safety
- NEW! Find, track, and cancel monthly subscriptions with orsaWatch
Debit & Credit Digital Wallet
Pay with your phone—instant, secure, and digital
Leave the plastic behind and pay the easy way with your phone’s digital wallet. Add your orsa credit or debit card to Apple Pay, Google Pay, or Samsung Pay for secure, tap-to-pay convenience. Lost your card? No problem. With digital issuance, you can replace it ASAP and keep spending without missing a beat.
Ignite your Impossible Dreams
News
2026 orsa Member Scholarships Are Now Open!
We won’t let rising tuition costs get in the way of a secure future for our members. We’re teaming up with the Local Impact Alliance again to award a total of $40,000 to Michigan students chasing their higher education dreams—and applications are open!
Guide
The Brand-New Investment Account for Newborns—That Comes With $1,000
Investing in their future is more important than ever—and the Fed’s new Section 530A Account can have them earning dividends while they’re still in diapers. Here’s everything you need to know for the July 2026 launch.
Guide
The Brand-New Investment Account for Newborns—That Comes With $1,000
Investing in their future is more important than ever—and the Fed’s new Section 530A Account can have them earning dividends while they’re still in diapers. Here’s everything you need to know for the July 2026 launch.
You are Enuff™
Looking to make your Impossible Dreams possible? Your membership can help make it happen!
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
