Kids, Teens, and Young Adult
Let’s ignite their Impossible Dreams.
Growing a better future for Michigan, one amazing kid at a time.
As a for-impact financial institution, orsa credit union's goal is to both help our neighbors and make Michigan an even better place to live than it already is. That’s why we’re so committed to supporting fellow parents in growing our kids’ financial future. Because when they have the tools, knowledge, and experience to thrive, the whole mitten thrives. And who doesn’t love that?
Kids, Teens & Young Adults Services
Financial savvy that grows with them
From first savings accounts to building credit and managing money as a young adult, we’re here to help every step of the way. Our age-specific services grow with them, building confidence, teaching smart habits, and setting up a future of financial success—because it’s never too early to start chasing their Impossible Dreams.
Youth High Yield Savings
Kickstart their financial foundation early with 10% APY!*
Give them a strong start with 10% APY on their first $1,000, plus a boosted rate after that! It’s the High Yield Savings that Marketwatch named one of the best, built just for kids and teens.
*APY = Annual Percentage Yield. Rate offered may change at any time. The minimum balance to open the account is $5.00. The 10.00% APY is earned on balances of $.01 to $1,000.00. Balances of $1,000.01 and above earn an APY of 0.10%. Fees could reduce earnings. Federally insured by the NCUA.
Kids Accounts & Services
Kids from birth to 12 years
From first accounts to financial training wheels—with total parental control.
Teen Accounts & Services
Teens from 13-18
Building confidence, independence, and freedom—with a little guidance along the way.
Young Adult Accounts & Services
Young adults 18+
Full-featured financial tools with the support you need to finally get out on your own.
Save. Spend. Give. Program
Save. Spend. Give. Program
Earning while learning with orsa!
To invest in the future of Michigan we’re giving students hands-on financial experience at 50+ schools across the state—and empowering them to run the whole show! Because when you build a more financially aware and stable generation, they’re more likely to build a stronger, more prosperous Michigan for us all.
Contact Us
Need a hand getting set up?
All good. We’re here to help!
Ignite their Impossible Dreams
News
Meet orsaWatch: Subscription Manager
Spot monthly subscriptions. Collect them all in one place. And even cancel what you don’t want right from digital banking. No extra apps. No extra subscriptions. All free for orsa members!
News
2026 orsa Member Scholarships Are Now Open!
We won’t let rising tuition costs get in the way of a secure future for our members. We’re teaming up with the Local Impact Alliance again to award a total of $40,000 to Michigan students chasing their higher education dreams—and applications are open!
News
Dreaming Wild: Introducing the Orsa Hub!
We’ve partnered with Plymouth-Canton Community Schools to ignite accessible STEM and financial education at Plymouth-Canton Educational Park (P-CEP) for years to come!
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
