Get Inspired
A hub of stories, knowledge and resources that help shape financial futures and a better community.
If you’re looking to make a difference in your neighborhood, you’ve come to the right credit union
When people feel seen, they thrive—and so do the communities around them. That’s why we are collectively investing in breaking down barriers, opening doors, and creating opportunities for everyone in Michigan. From financial education to local grants and partnerships, we’re building more than just better banking—we’re building a community where everyone has a place, a voice, and a path to a brighter, thriving future.
Why?
Because the right thing to do is the only thing to do.
Community Impact News
Feel all the latest feels
News
Big Dreams and Small Change for Autism Alliance of Michigan
From everyday spare change to impossible dreams, see how orsa is supporting Autism Alliance of Michigan and families across the state.
News
Pedaling for Change: Choose The Bear Tour featured on 88.1 The Park
Meet Laura Killingbeck, an adventurer who is swapping solo wilderness trips for a purpose to help abuse survivors across Michigan. Tap to hear how her next bike tour with orsa credit union™ is turning miles into meaningful conversations about financial freedom and safety.
News
Chasing the Impossible: A Conversation with Adventurer Laura Killingbeck
Discover how one woman's journey from hitchhiking across the country to leading a campaign for women's financial freedom proves that the "impossible" is just a starting point.
Key Impact Programs
A membership to more
orsa membership supports impact programs that help our friends, neighbors, and communities when they need it most.
Youth Financial Education
Helping kids make cents of money
We believe that setting kids up with financial skills from the start is one of the strongest ways to build true, long-term economic prosperity in our communities. That’s why we hustle and grind to offer education programs that make learning about money fun, simple, and relevant—so our kids grow up confident, capable, and ready to take on the world.
Personal Impact
When it matters most
Because we’ve been there, we've launched new pilots to walk with members in the dark moments as well as the light.
Cancer Care Agent
The first program of its kind in the country, we’re working with Cancer Care Advocate Andy Janning to create compassionate and personalized support for those battling cancer.
Ribbon
Managing financials after the passing of a loved one is never easy. Ribbon makes it simpler for those who are grieving to report the loss of a loved one quickly and digitally.
Steps After Life
Compassionate, expert guidance to help you handle the complexities that come up after losing a loved one.
h-Ope!® Affordable Housing
The h-Ope! Affordable Housing program is our way of breaking down the common barriers that keep people from home ownership. Whether you have rate or down payment concerns, low credit, or even timeline issues—helping you find a place to call your own is what we’re putting first.
Choose The Bear®
Content warning: messages about sexual violence and IPV/DV
What can membership make happen?
2025 Impact Highlights
Here are just a few of the ways we made a collective difference across Michigan last year. Grab our 2025 Impact Report for the full story!
Roof the Block
Raising the roof on an entire neighborhood
We championed Roof the Block, a partnership with Bargain Block’s Keith and Evan and Brilliant Detroit to replace roofs for long-time residents in Detroit’s Fitzgerald neighborhood. The foundation seeded the project with $50,000 in hopes of replacing 5 roofs. (A dream of Keith and Evan!) But through the power of partnership, our investment leveraged nearly $130k in additional cash and in-kind contributions resulting in 14 new roofs for these amazing neighbors!
Debit Cards for Good
Debit Cards for Good
$130,000 in debit swipes for charity
We pledged to give one cent to local charities for every swipe of our enhanced debit cards. And our members delivered, with nearly 80% total card usage, making those single cents add up to an incredible grand total of $130,000 bucks. All going to great community causes thanks to y’all. Huzzah!
CloseEnuff®
Saving members $1,339,621 in fees!
Last year, we introduced CloseEnuff cashflow boosting checking to help our members take back control of their cash. To make it happen, we eliminated balance transfer fees, cut required NSF fees to the minimum, and added a $50 overdraft protection buffer to help members preserve their hard-earned cash. And it worked! In its first year members saved an amazing $1,339,621 in fees. That’s Enuff savings to buy 382,748 gallons of farm-fresh Michigan milk!
Putting Members First
$25,834,153 vs. $15,119,667
Share dividends paid by us vs. estimated dividends if banked with competitors
In the Cellar
Raising $1,181,990 for kids
In 2025, we joined as a Title Sponsor for “In the Cellar,” a charity event in support of Children’s Miracle Network Hospitals, to step up and showcase the remarkable impact of the credit union principle of ‘People helping People.’ Together we raised a collective $1,181,990 to address critical gaps in mental health support for kids in the Great Lakes region.
Choose the Bear®
Helping 65 survivors make a change
Content Warning: Messages about sexual violence and IPV/DV
In 2024, we launched Choose The Bear to help survivors of economic abuse pivot their trajectories for the better. Together with First Step of Wayne County, we helped 65 survivors find light in the darkness.
Membership in Action
How you can help
Boosting your personal cashflow AND boosting your community can be one and the same. Here are just a few ways we help you make more of your money.
CloseEnuff® Checking
What makes CloseEnuff cashflow boosting checking so amazing? Not only does it boost your cashflow, but your membership also enables us to support and grow our local communities!
Give What You Want
Whether you donate, volunteer or partner with the orsa foundation, our 501(c)(3) charitable organization, your gift helps provide lifechanging grants that support local housing, jobs and mobility across Michigan.
You are Enuff®
Looking to make your Impossible Dreams possible? Your membership can help make it happen!
*Estimated $$ Members Save by Saving with orsa is the difference between the Share Dividends Paid in 2024 by orsa and the Estimated Dividends if Banked with Competitors in 2024. Competitor rates are based on the average of our local and national competitors by category (Savings, Checking, Money Market, CD) as of 12/31/2024 per Curinos.
Social Media
Our community goes beyond the branch
Join us on social media to stay in the loop on the latest and greatest community news, info and specials for members!