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Michigan

orsa credit union is a for-impact, full-service financial institution headquartered in Plymouth, Michigan, with 15 branches across southeast and northern Michigan, more than 340 employees, and $1.5 billion in assets. Founded in 1951, orsa serves more than 84,000 members.

National Credit Union Administration (NCUA)

orsa credit union

Important Security Notice

Identity Theft Definition

Prevention Tips

If You Are a Victim

FTC Identity Theft Hotline

Identity Theft Resource Center

Free Credit Report Access

Credit Reporting Agency — Equifax

Credit Reporting Agency — Experian

Credit Reporting Agency — Trans Union

Identity theft prevention information and resources from orsa credit union. Learn how to protect your personal information, what to do if you become a victim, and how to access free credit reports. orsa will never call, text, or email members to ask for account numbers, social security numbers, PINs, or other personal information. If in doubt, call the Care Center at (877) 937-2328.

Identity Theft Prevention

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Learn how orsa credit union helps protect you from identity theft with resources, tips, and secure banking practices to safeguard your personal information.

Identity Theft Protection | orsa credit union

orsa will NEVER contact you and ask for your sensitive information

orsa credit union will never call, text, or email our members and ask for their account number, social security number, PIN number, or other personal information. If you are ever in doubt regarding a communication you've received, please call our Care Center at 

, identity theft is defined as "The act of stealing your good name to commit fraud."

No one is immune, but you can take action to avoid becoming a victim. Following are a few suggestions on how to protect your name and good credit.

Carefully guard your personal information and be selective about with whom you share it.

Carry as few credit cards and forms of ID as possible.

Keep a list or photocopies of all information you carry in your wallet or purse. Store this information in a secure location.

Shred documents that contain your personal information and account numbers before you throw them away.

Don't print your driver's license or social security number on your checks.

Examine your credit report at least once a year.

Do not reply to the unsolicited e-mail or respond by clicking on a link within the unsolicited e-mail message.

Check statements regularly, verify all transactions and notify financial institutions immediately of suspicious transactions.

If you find yourself a victim of identity theft, immediately take the following actions:

Contact the fraud departments of each of the three major credit-reporting agencies listed below. Request that they place a "fraud alert" on your file and that no new credit be granted without your approval.

Contact orsa credit union's Michigan-based Care Center at 

 to close your defrauded accounts and open new accounts.

For more information about identity theft visit:

Consumers can request a free copy of their credit report from the three top reporting agencies. For your report, you can:

Mail a standardized form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

orsa credit union wants to help you stay on top of your credit and avoid unhappy surprises. We recommend you request and check your credit report once a year. Visit these links to the sites of the three major credit reporting agencies.

Identity Theft Prevention

orsa will NEVER contact you and ask for your sensitive information

orsa credit union will never call, text, or email our members and ask for their account number, social security number, PIN number, or other personal information. If you are ever in doubt regarding a communication you've received, please call our Care Center at (877) 937-2328.

ID Theft - What You Should Know

If you find yourself a victim of identity theft, immediately take the following actions:

For more information about identity theft visit:

Free Credit Report Access