ALERT

STAY AWARE, STAY SAFE. orsa credit union will never ask you for your digital banking login or one-time pin.

Two women making a transaction at the Playground branch
orsa Credit Union Logo

Membership

What it means to be an orsa member. (It’s pretty awesome, if you ask us!)

Being an orsa member has its benefits

Because we believe that You Are Enuff™, we welcome you with open arms, open hearts and the kind of Belonging you deserve every day! The result is ever-evolving and always-improving services smartly designed to make the lives of members, like you, better. All so you can hit your goals and make those Impossible Dreams come true.

FeeNuff Bank Fee Finder

Graphic of a laptop computer with FeeNuff.ai loaded in the browser. Coffee cups, a plant, and other various office supplies surround the computer.

Compare fees & get paid for saving!

Convenient Services

Banking in the minutes between moments

Time is precious, so we work really hard to put your cash at your fingertips as quickly and easily as possible, no matter which way works best for you.

Your Mastercard® Debit Card is also your ATM card, giving you 24/7 access to your accounts on the go.

Alliance One & CO-OP ATMs

As a member of orsa credit union, you have access to two ATM Networks with thousands of participating surcharge-free ATMs. Alliance One and CO-OP Network ATMs can be found at credit unions and convenience stores across the country.

NYCE and CIRRUS ATMs

You can make deposits, withdrawals and balance inquiries with your ATM card at thousands of NYCE ATMs across Michigan. You can also obtain cash at CIRRUS ATMs worldwide. While we at orsa do NOT charge a fee for these foreign ATMs, the owner of the machine may impose a surcharge fee. These fees are posted on the ATM.

orsa's digital banking experience gives you complete control over your finances so you can control your money whenever and wherever you want. Access your account on the web or mobile app. Learn more here!

With 12 community locations (and growing!) across southeast and northern Michigan, including Metro Detroit, we’re nearby and ready to serve. Make an appointment or find a location near you!

Dial (734) 453-4560 or (800) 455-2328

For members who prefer to use their telephone to automatically access their orsa accounts, we offer Direct Dial 24! This automated service lets you use your telephone keypad to:

  • Check balances
  • Review account history
  • Transfer funds
  • Make loan payments
  • Check mortgage details
  • Change your password and more

View the Direct Dial 24 Menu

Can’t stop by one of our branches? No problem; you can apply for a loan, open an account or just ask us a question by calling orsa’s Care Center at (877) 937-2328. For current hours and more ways to contact us tap here.

Send money by wire internationally in person at your local orsa branch. Learn more.

We meet you where you’re at

Member Highlights

In bright spots

We celebrate your big goals and even bigger dreams.

h-Ope! Affordable Housing

Make your “impossible” home ownership dream possible with our comprehensive credit union path to home ownership.

Save. Spend. Give. Program

We’re proud to partner with 50+ school districts all over Michigan to bring fun, real-world financial education to 1st through 12th graders throughout our communities!

Scholarships

In collaboration with the Local Impact Alliance, our orsa Scholarship Fund awards scholarships to our members each year!

Kids & Students

From first-timer to first-time-on-their-own, we have the tools and support you need to put your littles and bigs on the right financial path.

Member Support

And dark moments

Because we’ve been there, we’re here to help where we can.

Cancer Care Agent

The first program of its kind in the country, we’re working with Cancer Care Advocate Andy Janning to create compassionate and personalized support for those battling cancer.

Steps After Life

Compassionate, expert guidance to help you handle the complexities that come up after losing a loved one.

Choose The Bear

Caring, confidential financial support for survivors of economic abuse. In partnership with First Step of Michigan.

Financial Wellness

Get the tools and info you need to get your dreams and your money on the right track.

What We Do

Making Impossible Dreams come true on the daily.

Wherever you are on your financial journey, you Belong here.

Featured

Wondering where to start?

We got you. Here are some great member-exclusive ways we can help boost your cashflow, ASAP!

CloseEnuff® Checking

With 6x the flexibility and smart cashflow boosters, we’re actively building Michigan’s best checking account. Join us!

Money Market

Grow your nest egg big-time with more flexibility, higher rates, and easier access.

High Yield Savings

Give your cash a high-yield boost (with easy digital banking!) at the place for savers.

Credit Cards

Is your credit card digitally enabled, secure, packed with benefits—AND built to do good for your local Michigan community?

Member Benefits

A mission of Belonging

Two women meeting at orsa credit union

Member Services

Caring service based right here in Michigan

When you need help, we’re right here for you—right here in Michigan. Whether it’s in-person at a branch or on the phone at our Care Center, we’re Michiganders just like you who listen, understand, and make it our mission to help.

Community Impact

Make more of your money

The insights and innovation team brainstorming at a whiteboard

orsa Innovation Pilots

Innovation that’s not for the sake of it

Because we’re constantly listening to our members and working to improve their financial well-being, we’re always testing, proving, and adding helpful new tools. But before we go all willy nilly with fancy new tech, we always make sure that it makes sense for you first. Tap to get a sneak peek!

A mom buckles her son into the backseat of their car

TruStage Insurance

TruStage Insurance

Exclusively for credit union members like you, the TruStage® Auto & Home Insurance Program* provides affordable top-quality protection. As an orsa member, you could enjoy discounted rates combined with online convenience and 24/7 claims service!

Mother and daughter sitting together at the park

Trust & Will

Estate planning made easy

Trust & Will is the leader in online estate planning and has helped over half a million families secure their legacies. Members receive 20% off any estate plan.

Photo from Fireside Chat: Closing the Equity Gap

Social Media

Our community goes beyond the branch

You are Enuff®

Frequently Asked Questions

Membership FAQ

At orsa, every question is a good question.

Banks and credit unions might look alike, but they’re pretty different. Banks are for-profit and focus on making money. Credit unions are not-for-profit, owned by members, and all about serving people. That means lower fees, better rates, and a more personal touch. While banks aim to grow their ever-increasing profits, credit unions like us reinvest in their members and communities—it’s the difference between being a customer and being part of something bigger.

Easy! It only takes 5 minutes and $5 bucks to open an account and become an orsa member! Do it now online, visit a branch or call our Care Center at (877) 937-2328.

Other than a sense of Belonging, exceptional service, and great financial services that help you achieve your Impossible Dreams? Learn more about all the benefits of membership.

Good news: we’re here for you with a ton of ways to get help! So many, in fact, that we can’t list them all here! Go here for full contact info. Or just call our Care Center at (877) 937-2328 or visit a branch near you!

Great question! Find your nearest orsa Branch. (You can even schedule a meeting ahead of time.) We’re looking forward to seeing you in a bit!

*© Copyright 2015, TruStage. All Rights Reserved.TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.CORP-1213-B43A_21