Financial Counseling
Personalized advice for your unique path forward.
Never one-size-fits-all, always free
From planning savings and paying off debt to setting big goals and getting your progress going, the best path forward depends on where you want to go. Whatever your financial situation might be, we’ll find a personalized approach that’s fit for you and always free of charge for members.
Let’s get you on the right path to your goals. Stop by a branch, call our Care Center at (877) 937-2328 or book an appointment now!
Financial Counseling Services
Let’s talk about…
Whatever you need to talk about, whether that’s a savings plan for your picture-perfect home or a way to pay off debts without dragging them out forever. Bring us your big decisions, your quick questions, and anything else you can think of—we’re here to help.
Financial Counseling Appointment
Book an appointment!
In-person or online, and always free for members.
CloseEnuff™ Checking
Cut the fees and boost your cashflow
When you’re trying to get your finances in order, the first step is ditching the fees and taking full control of your purchasing power. That’s where CloseEnuff™ checking, the cashflow boosting checking account, comes in.
Digital Banking
Take control with digital banking
It’s like putting an entire branch in your pocket and getting all the perks on the go. Spot balance changes as they come, track your credit score, get fast alerts in the event of fraud, and take advantage of tools to create a financial plan that’s fine-tuned to your unique situation!
Meet Debbie! Earn Cash
Rewarding good habits
Free to members, Debbie is an app that pays cold hard cash for hitting financial goals. Whether it’s making a money plan, boosting savings, or paying off debt, it’s a super fun way to gamify the tough job of financial wellness while earning rewards for making the right moves.
Ignite your Impossible Dreams
News
2026 orsa Member Scholarships Are Now Open!
We won’t let rising tuition costs get in the way of a secure future for our members. We’re teaming up with the Local Impact Alliance again to award a total of $40,000 to Michigan students chasing their higher education dreams—and applications are open!
Guide
The Brand-New Investment Account for Newborns—That Comes With $1,000
Investing in their future is more important than ever—and the Fed’s new Section 530A Account can have them earning dividends while they’re still in diapers. Here’s everything you need to know for the July 2026 launch.
Guide
Financial Power of Attorney: Everything You Need to Know
Whether you’re young and healthy or concerned about a loved one who’s getting up there, understanding financial powers of attorney can help keep you safe and give you peace of mind. Learn how easy it is to set yourself up for success no matter what happens.
You are Enuff™
Looking to make your Impossible Dreams possible? Your membership can help make it happen!
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
