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Showing 26 results for Financial Wellness
Icon of an orsa credit union branch vs. an icon of a big bank

Guide

Benefits of a Credit Union vs. Bank

Think the differences between banks and credit unions is all technical stuff for finance geeks? Think again! Knowing the differences can have a huge impact on you and your money, from a retirement with more time at the lake to healthier Michigan communities.

Holding a remote in front of a television with many streaming options on screen

Guide

Cost Effective Alternatives to Streaming Services

With average monthly spending on streaming creeping up towards $100, it’s no wonder many are looking for alternatives to streaming services they’re tired of paying for. Here, we’ll break down both alternative streaming services that can lower your costs and ways to fully replace streaming with alternatives. You might be surprised at how much you can save by taking advantage of alternatives.

Icon of a credit union with an orange checkmark, compared to an icon of a big bank that is greyed out

Guide

Are Credit Unions Safer for Your Money Than Banks?

Are credit unions safer than banks? On average, yes. But understanding why that’s the case can actually help you, your community, and your financial future.

Graphic of a cancel button being clicked

Guide

How to Easily Cancel Your Subscription Services

Here, we’re laying out how to find subscriptions, cancel them, and avoid getting stuck with too many expensive subscriptions you don’t need in the future. Taken together it’s a few easy steps that can make a serious difference in your day-to-day finances… and your financial future.

An illustration showing a stack of dollar coins

Guide

How to Save Money on Streaming Services

With Americans now spending around $70 a month on services like Netflix and HBO, plenty of Michiganders are wondering how to save money on streaming services. Even if you like and watch the services you have, there are practical ways to cut those monthly bills. Below, we explain how.

A golden bear stature with glasses hanging on the wall

News

2026 orsa Member Scholarships Are Now Open!

We won’t let rising tuition costs get in the way of a secure future for our members. We’re teaming up with the Local Impact Alliance again to award a total of $40,000 to Michigan students chasing their higher education dreams—and applications are open!

A baby in purple pajamas crawls towards an assortment of bright colorful toys.

Guide

The Brand-New Investment Account for Newborns—That Comes With $1,000

Investing in their future is more important than ever—and the Fed’s new Section 530A Account can have them earning dividends while they’re still in diapers. Here’s everything you need to know for the July 2026 launch.

A baby in purple pajamas crawls towards an assortment of bright colorful toys.

Guide

The Brand-New Investment Account for Newborns—That Comes With $1,000

Investing in their future is more important than ever—and the Fed’s new Section 530A Account can have them earning dividends while they’re still in diapers. Here’s everything you need to know for the July 2026 launch.

An illustration of a woman's hand signing electronically on a tablet computer

Guide

Financial Power of Attorney: Everything You Need to Know

Whether you’re young and healthy or concerned about a loved one who’s getting up there, understanding financial powers of attorney can help keep you safe and give you peace of mind. Learn how easy it is to set yourself up for success no matter what happens.

Our all new ITM machines at our Detroit branch

News

The ATM But Better: Introducing ITMs

We're bringing the latest and greatest banking technology to make your member experience even better! Get all the details about what these machines are and how you can use them.

A young girl smiles while sitting on Santa's lap

Guide

Why You Should Ditch the Gift Card This Holiday Season

Gift cards aren’t what they’re cracked up to be. Don’t gift just for the now, gift for the future.

A stuffed bear nestled in a huge pile of presents

Guide

How to Pay for the Holidays (Without the Stress!)

5 smart ways to make sure the holidays stay fun AND affordable for your family.

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