Get Inspired
A hub of stories, knowledge and resources that help shape financial futures and a better community.
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Our purpose is to create joy and ignite Michiganders’ Impossible Dreams. Which is why, as a for-impact financial institution dedicated to putting our members first, we aren’t content to rest on our laurels. We’re driven by an inner power to relentlessly hustle and grind to keep innovating, providing smarter, better, and more effective services to help spark Impossible Dreams for members like you.
That same curiosity drives us to take our members' stories and insights to heart and invent solutions crafted for them. To raise them up in bright spots and walk with them in the darkest of moments.
It’s not empty talk, either. Real member savings struggles inspired us to create the 52-Week Savings Challenge. Real team member experiences drove us to Choose The Bear™ to help end economic abuse in Michigan. And the experiences of orsa moms and families led us to be the first-ever partner of Greenlight.
So, why not share your story? It could inspire our next great member innovation!

Because we’re always listening, we want you to join us in the "The Lab“. Where you can get early access to new tools and services, share direct input and feedback, and help shape our future!
To make sure our new innovations will truly benefit you, we gather feedback from a member panel of beta testers before launch.
To help patients ease the monetary burden, we’re partnering with care advocate Andy Janning to provide compassionate, personalized financial support for those battling cancer.
Managing financials after the passing of a loved one is never easy. Ribbon makes it simpler for those who are grieving to report the loss of a loved one quickly and digitally.

Greenlight helps kids learn to earn, save and spend wisely by gamifying real-world financial literacy. Best of all, if you’re a member, the money app and debit card for kids and teens is on us!

Free to members, Debbie is an app that pays cold hard cash for hitting financial goals. Whether it’s making a money plan, boosting savings, or paying off debt, it’s a super fun way to gamify the tough job of financial wellness while earning rewards for making the right moves.

Save $1,378 without thinking about it by automating your savings with the 52-Week Savings Challenge. Just set it, forget it, and save a ton of cash by the end of it.

Content Warning: Messages about sexual violence and IPV/DV
In 2024, we launched Choose The Bear™ to help survivors of economic abuse pivot their trajectories for the better. Together with First Step of Wayne County, we are helping survivors across Michigan find a ray of hope that can change everything for the better.
How do we bring great things to life? A five-step iterative process makes sure our innovation isn’t just for the sake of it, but rather for the real benefit of our members and the communities we serve.
We start with curiosity—
Diving into research, gathering feedback, and journey mapping real member experiences. Understanding the full picture helps us see where we can make the biggest impact.
We start with curiosity—
Diving into research, gathering feedback, and journey mapping real member experiences. Understanding the full picture helps us see where we can make the biggest impact.

Got an idea that could make your experience better? We’re always looking for ways to improve, and your input helps shape what comes next. Share your thoughts—we’re listening!*
Insights and Innovations add up to results that matter every day!

Nobody likes watching their paycheck shrink to cover murky bank fees. That's why we built FeeNuff™, a new tool that finds the fees you're paying at other banks and helps cover those fees when you switch to orsa!

With average monthly spending on streaming creeping up towards $100, it’s no wonder many are looking for alternatives to streaming services they’re tired of paying for. Here, we’ll break down both alternative streaming services that can lower your costs and ways to fully replace streaming with alternatives. You might be surprised at how much you can save by taking advantage of alternatives.

Here, we’re laying out how to find subscriptions, cancel them, and avoid getting stuck with too many expensive subscriptions you don’t need in the future. Taken together it’s a few easy steps that can make a serious difference in your day-to-day finances… and your financial future.
Not only are we pushing the envelope with the latest innovations, but we’re also constantly working to make each and every one of our financial services even better for you!