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Our new Novi branch is officially open, giving members a new financial home in the community and a team ready to walk alongside them through life’s little moments and big milestones.
You’ll find us at 43700 Grand River Avenue, ready to help with whatever comes next.
But while the branch is new, our connection to Novi isn’t.
More than a new branch
Long before we opened the doors to our new branch, orsa was building relationships throughout the Novi community.
We’ve partnered with Novi Community School District and the Novi Educational Foundation to support teacher grants and financial education for students. We’ve worked with organizations serving local families, including Hospitality House Food Pantry and HAVEN, and partnered with the Novi Chamber of Commerce to help strengthen the local business community.
Our relationship with the Novi Public Library goes back years, too. orsa provided $40,000 to help establish the Lakeshore Lending Library at Lakeshore Park, Michigan’s first self-service library kiosk. Today, orsa team members regularly host story times for Novi children and families, and we’re a platinum sponsor of the library’s Summer Reading Program.
So, opening a branch here isn’t about arriving in a new community. It’s about deepening relationships that have been growing for years.
A place where you belong
Belonging is a big part of who we are at orsa, and our Novi branch was designed with that in mind.
Walk in, and you might notice something missing: the traditional counter separating you from the person helping you. Instead, there are comfortable places to sit down with a team member, ask questions, and talk about where you want to go next. There’s even an outdoor space with more room to connect.
Whether you’re buying a car, saving for something big, buying a home, or chasing one of those impossible dreams, we want you to feel comfortable walking in and talking about how we can help.
Grand Opening Offer
We've got your 6, Novi!
Good neighbors watch out for each other, and that’s exactly what we’re here to do. We’re back in Novi, and we’re bringing you 6 exclusive, Novi-only deals to celebrate! From September 10 to November 9, 2026, you can score any (or all!) of them by stopping into our brand-new branch.
Save
Earn 4.26% APY†
with a $100 minimum + no upper limit on a 6-month Special Certificate1
Drive
No payments for 60 days
on your new, used, or refinanced auto loan4
Bank
Get $60 a month
for 6 months with a new CloseEnuff® checking account + direct deposit2
Borrow
0.60% APR‡ discount
on a new unsecured personal loan for the entire life of your loan5
Grow
10% APY† on up to $2,000
for first 6 months of your new High Yield Savings Account3
Home
Get $600
towards closing costs with a new mortgage6
Come see us
Our new branch gives us another way to show up for Novi and be part of a community we’ve been proud to support for years.
If you’re already an orsa member, come check out your newest branch. And if you’re not, come say hello and see what we’re all about. You’ll find us at 43700 Grand River Avenue.
Novi, we’re happy to be here!
Grand Opening Offer Details
General Promotional Terms
Promotion Period: September 10 through November 9, 2026.• Promotions are available only for qualifying new accounts and loans opened or originated at the Novi Branch during the promotion period, unless otherwise stated.• Members may participate in one or more promotions, including all six promotions, provided the member satisfies the requirements for each promotion.• Each promotion is subject to the specific terms and conditions described above.• Promotions may not be combined with other promotional offers unless specifically permitted by the Credit Union.• Membership eligibility is required.• Credit approval is required for all loan promotions.• Accounts and loans are subject to the Credit Union's standard terms, conditions, fees, and eligibility requirements.• The Credit Union reserves the right to verify eligibility and determine whether the requirements of a promotion have been satisfied.• Promotional offers are subject to applicable federal and state laws and regulations and may be changed or discontinued as permitted by law.This credit union is federally insured by NCUA. Equal Housing Opportunity.1. 6-Month Certificate
The 6-Month Certificate promotion is available only for qualifying new Certificates opened at the Novi Branch during the promotion period.The Certificate is subject to the Credit Union's standard Certificate terms and conditions, including the applicable dividend rate, Annual Percentage Yield (APY), minimum opening deposit, maturity date, early withdrawal penalty, renewal provisions, and other applicable terms.The applicable dividend rate and APY are those offered by the Credit Union at the time the Certificate is opened.Early Withdrawal Penalty: A penalty may be imposed for early withdrawal as provided in the Credit Union's Certificate disclosure and account agreement.Minimum Balance to Earn an Advertised APY: $100Minimum Opening Deposit: $100Annual Percentage Yield (APY): 4.26% APYAPY Availability: 6 monthsFees: Fees could reduce earnings on the account.2. CloseEnuff Checking — Earn Up to $360
Open a new CloseEnuff Checking Account at the Novi Branch during the promotion period and establish a qualifying Direct Deposit within 30 days of account opening.To earn the promotional incentive, the qualifying Direct Deposit must be maintained for six consecutive months. Minimum monthly direct deposit amount $600.Members who meet the promotion requirements will receive $60 per month for six months, for a maximum of $360 per membership.The CloseEnuff Checking Account must remain open and in good standing during the applicable qualification period. If the qualifying Direct Deposit is discontinued or the promotion requirements are otherwise not satisfied, the member may not receive future incentive payments.Minimum Opening Deposit: $5When the Incentive Will Be Paid: Within 30 days after 6-month qualifying term.Fees: Fees could reduce earnings on the account.Applicable account fees and standard account terms and conditions apply.3. High-Yield Savings — 10.00% APY
Open a new High-Yield Savings Account at the Novi Branch during the promotion period and earn 10.00% APY on the first $2,000 for six months.The promotional 10.00% APY applies only to the first $2,000 in the account.Any balance above $2,000 will earn the standard dividend rate and APY applicable 0.10% APY to the account.The promotional APY will apply for six months from the account opening date, provided the account remains open and in good standing.After the six-month promotional period ends, the account will earn the standard rate and APY then in effect.Minimum Opening Deposit: $5Minimum Balance Required to Earn 10.00% APY: $0.01Maximum Balance Eligible for 10.00% APY: $2,000.Promotional APY Period: Six months from account opening.Fees: Fees could reduce earnings on the account.Annual Percentage Yield (APY): 10.00%.4. Auto Loan or Auto Loan Refinance — Up to 60-Day Payment Deferral
Open a qualifying new auto loan (new or used) or refinance existing third-party auto loan at the Novi branch during the promotion period and defer your first loan payment for up to 60 days from the loan closing date.The payment deferral applies only to qualifying loans and is subject to Credit Union approval and the final loan documents.Interest will continue to accrue during the payment deferral period. Interest is deferred, not waived.Because interest continues to accrue, the payment deferral may increase the total amount of interest paid over the life of the loan and may affect the loan's final maturity date.The first payment due date will be established in the final loan documents.Credit approval is required. All other applicable loan terms, rates, fees, underwriting requirements, and conditions apply.5. Personal Loan — 0.60 Percentage-Point APR Discount
The 0.60 percentage-point APR discount applies for the life of the loan and is not subject to a per-account maximum.The promotional discount does not guarantee approval or a particular APR. The final APR and other loan terms will depend on the member's creditworthiness, loan amount, repayment term, and other applicable underwriting criteria.Credit approval is required.6. Mortgage — $600 Toward Closing Costs
Apply for a qualifying mortgage loan or refinance existing third-party loan through the Novi Branch during the promotion period and receive $600 toward eligible mortgage closing costs at closing.The mortgage loan must satisfy the Credit Union's applicable eligibility, underwriting, and closing requirements.The $600 promotional credit will be applied toward eligible closing costs at closing and has no cash value. The credit may not be paid directly to the member or received as cash back at closing.If the mortgage loan does not close, the $600 promotional credit will not be provided.Mortgage approval and eligibility requirements apply. Other mortgage loan terms, rates, fees, costs, and conditions are based on the applicable mortgage program and the member's individual circumstances.