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52-WEEK SAVINGS CHALLENGE
Set it, forget it, and save a ton of cash by the end of it
We may call it a challenge, but there’s nothing challenging about it!
As the place for savers, we're taking the spreadsheet-planning, reminder-setting, envelope-stuffing, account-watching work out of starting your savings journey. With different tiers for every saver, save yourself the head-scratching and save up to $1,378 automatically!
Already a member?
How it Works
A challenge for every saver
The 52-Week Savings Challenge creates an automatic transfer from the orsa credit union account of your choice to a special 52-Week Savings account. Starting at your chosen level of savings, it increases the transfer by that same amount every week for 52 weeks. Helping you build your core savings without lifting a finger!
10¢
Great for kids!
- Start at just 10¢, and increase by 10¢ every week for 52 weeks
Save $137.80 in one year!
25¢
Great for teens!
- Start at just 25¢, and increase by 25¢ every week for 52 weeks
Save $344.50 in one year!
50¢
Great for young adults!
- Start at just 50¢, and increase by 50¢ every week for 52 weeks
Save $689 in one year!
$1
Great for adults!
- Start at just $1, and increase by $1 every week for 52 weeks.
Save $1,378 in one year!
Ready to save?
Your challenge starts here!
Other Savings Options
Explore more ways to save
We offer a variety of savings products to help you reach whatever financial future you’re after. From the more traditional savings accounts to our high yield options, there’s something for every Michigander!
Frequently Asked Questions
52-Week Savings Challenge FAQ
New for 2025, you can choose how much you want to save!
10¢ - Great for kids!
Start at just 10¢, and increase by 10¢ every week for 52 weeks.
Save $137.80 in one year!
25¢ - Great for teens!
Start at just 25¢, and increase by 25¢ every week for 52 weeks.
Save $344.50 in one year!
50¢ - Great for young adults!
Start at just 50¢, and increase by 50¢ every week for 52 weeks.
Save $689 in one year!
$1 - Great for adults (Parents, do it with your kids!)
Start at just $1, and increase by $1 every week for 52 weeks.
Save $1,378 in one year!
Looking to enroll your child in the 52-Week Savings Challenge as part of the Save. Spend. Give. Program?
Just follow these simple steps:
1. If you're a member or not, tap here to open a joint High Yield Savings account with your child. It only takes five minutes and five bucks!
2. Tap here to join the challenge!
3. In the upper right, select your child's profile.
4. Select: Enroll, yes!
5. Choose your savings level (10 cents for kids. 25 cents for teens.)
6. Select your source account.
7. Type in your account number.
8. Hit submit! We'll take it from there! Get ready to start saving.
It's flexible!
You can choose any orsa checking or savings account to fund the 52-Weeks Savings Challenge.
For the Save. Spend. Give. Program, please create a joint Kids High Yield Savings account featuring both you and your child.
Anytime! The 52-Week Savings Challenge is a personal challenge, so you can start saving whenever you want.
(Best of all, it's automatic. So, once you've signed up, you don't have to lift a finger! We'll take it from there.)
Great question. You have options!
Save
Transfer your newly saved cash to your 10% APY* High Yield Savings to grow more, faster... And start the challenge all over again!
Spend
Transfer your new savings to CloseEnuff checking to help boost your day-to- spending power.
Give
Donate a portion of your newfound savings to the orsa foundation to help support housing affordability in Michigan.
*APY = Annual Percentage Yield. Rate offered may change at any time. The minimum balance to open the account is $5.00. The 10.00% APY is earned on balances of $.01 to $1,000.00. Balances of $1,000.01 and above earn an APY of 0.10%. Fees could reduce earnings. Federally insured by NCUA.Good eye! The 52-Week Savings Challenge creates a new dedicated savings account to store your challenge savings as they grow. This keeps it away from your usual day-to-day spending, helping your funds grow undisturbed!
Don't worry! The 52-Week Savings Challenge is smart enough not to overdraft your source account.
If there's not enough money in the funding account to make the deposit, the automatic transfer will simply skip this week and start back up with the next draw amount the following week. So, keep saving without worrying!
Saving Tip: It takes money to save money! To avoid missing your deposit transfers, we suggest you consistently add money to your funding or source account on a regular basis. The easiest way is by setting up paycheck direct deposit!
We're here to walk with you every step of the way!
If you have any questions, please reach out and we'll be happy to help out.
Call our Care Center – We're here to help. Call (877) 937-2328
Visit a branch – Your local branch is full of team members ready to help out!
Schedule an appointment – Set aside some time to chat by booking an appointment online.
For every generation
The wildest dreams are best shared, so we do our best to support yours!
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