Boat, Power Sports, & RV Loans in Michigan
Finance your next great Michigan adventure.
Adventure starts here.
At orsa credit union, our recreational loans offer the freedom to explore. Enjoy low rates, flexible terms, and local support every step of the way.
Recreational Loan Details
- Flexible Terms: Choose a repayment plan that fits your budget, with terms up to 180 months.
- Competitive Rates: Enjoy low Annual Percentage Rates (APRs) tailored to your credit profile and loan specifics.
- Rate Discounts: Benefit from an additional 0.25% rate discount when payments are automatically deducted from your orsa checking account.
- Pre-Approvals: Get pre-approved to shop with confidence, knowing your financing is secured.
- Local Service: Experience personalized service with local decision-making for a smoother loan process.
Recreational Vehicle Loan Rates
Date Updated Mar 9, 2026
APR* as low as | Term |
|---|---|
Boats & RVs (2024-2022) |
|
8.24% | 48 Months |
Boats & RVs (2021-2018) |
|
8.24% | 48 Months |
Boats & RVs (2017-2015) |
|
8.24% | 48 Months |
Boats & RVs (2014 & Older) |
|
11.24% | 48 Months |
New Power Sports (Used rates also available) |
|
8.24% | 48 Months |
Terms up to 180 months available. Please call us for a personalized quote.
*Consumer Loan Annual Percentage Rates (APRs) only available at orsa credit union branches, the web or Care Center; not available through dealerships. Special pricing does not apply to re-finance of existing orsa loans.* Sample rate 8.49% is based on a secured term loan of $15,000 with 20% down payment, excellent credit history, and a 48 month term. The monthly payments would be about $369.71. An additional .25% rate discount is available when payments are automatically deducted from your orsa checking account. Rates vary and are dependent on individual credit history and other factors including: model year, loan amount, and term.Recreational Loan Online Application
Apply today
Apply today and let orsa help you finance your next RV, motorcycle, boat, or powersport vehicle.
Recreational loan resources
Tips & Guides
Learn more about loans while financing and shopping for the recreational vehicle of your dreams.
Guide
Benefits of a Credit Union vs. Bank
Think the differences between banks and credit unions is all technical stuff for finance geeks? Think again! Knowing the differences can have a huge impact on you and your money, from a retirement with more time at the lake to healthier Michigan communities.
Guide
The New Member’s Guide to orsa
So, you just became an orsa member—what now? In this guide, we’ll walk you through the accounts and services that make orsa stand out, and what to do next to make the most of them!
Story
The Family Financial Circle: Passing Wisdom, Wealth, and Wild Dreams Forward
Money is more than numbers in an account—it’s a story that spans generations. Here’s how to pass on your hard-earned wisdom, wealth, and wild dreams!
Manage Your Loan
Make a payment
Make a secure online payment anytime, anywhere with orsa’s easy-to-use payment portal.
Loans From orsa
Other loan options
Looking for a different kind of loan? We offer a wide range of borrowing solutions to fit your needs, including personal loans, home equity lines of credit, and more.
Frequently Asked Questions
Recreational Vehicle Loan FAQ
Have questions about applying, payments, or qualifications? Find quick answers to our most common loan-related questions right here.
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
