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Adventure starts here.
At orsa credit union, our recreational loans offer the freedom to explore. Enjoy low rates, flexible terms, and local support every step of the way.
Recreational Loan Details
- Flexible Terms: Choose a repayment plan that fits your budget, with terms up to 180 months.
- Competitive Rates: Enjoy low Annual Percentage Rates (APRs) tailored to your credit profile and loan specifics.
- Rate Discounts: Benefit from an additional 0.25% rate discount when payments are automatically deducted from your orsa checking account.
- Pre-Approvals: Get pre-approved to shop with confidence, knowing your financing is secured.
- Local Service: Experience personalized service with local decision-making for a smoother loan process.
Recreational Loan Rates
Date Updated Nov 4, 2026
Boats & RVs (2024-2022) |
|---|
APR* as low as |
Term |
Boats & RVs (2021-2018) |
APR* as low as |
Term |
Boats & RVs (2017-2015) |
APR* as low as |
Term |
Boats & RVs (2014 & Older) |
APR* as low as |
Term |
New Power Sports (Used rates also available) |
APR* as low as |
Term |
Terms up to 180 months available. Please call us for a personalized quote.
*Consumer Loan Annual Percentage Rates (APRs) only available at orsa credit union branches, the web or Care Center; not available through dealerships. Special pricing does not apply to re-finance of existing orsa loans.* Sample rate 8.49% is based on a secured term loan of $15,000 with 20% down payment, excellent credit history, and a 48 month term. The monthly payments would be about $369.71. An additional .25% rate discount is available when payments are automatically deducted from your orsa checking account. Rates vary and are dependent on individual credit history and other factors including: model year, loan amount, and term.
Recreational Loan Online Application
Apply today
Apply today and let orsa help you finance your next RV, motorcycle, boat, or powersport vehicle.
Recreational loan resources
Tips & Guides
Learn more about loans while financing and shopping for the recreational vehicle of your dreams.
Guide
How to Trade in a Car with a Loan
You can trade in a car you still owe money on, but it can make your next purchase a little more complicated. Learn how your payoff amount, trade-in value and equity can affect your next car purchase.
Guide
A Car Buyer's Guide to Dealer Add-Ons
Dealer add-ons can quickly change the price of a car and the amount you end up financing. Before you start signing, here’s what to know about some of the extras you may be offered and the questions to ask before you say yes.
Guide
Benefits of a Preapproved Car Loan
Getting preapproved before you start car shopping helps you understand what you can afford, set a realistic price range and head into the car-buying process with more confidence. So, before you start scrolling through listings and walking deal lots, start with your financing.
Manage Your Loan
Make a payment
Make a secure online payment anytime, anywhere with orsa’s easy-to-use payment portal.
Loans From orsa
Other loan options
Looking for a different kind of loan? We offer a wide range of borrowing solutions to fit your needs, including personal loans, home equity lines of credit, and more.
Frequently Asked Questions
Recreational Vehicle Loan FAQ
Have questions about applying, payments, or qualifications? Find quick answers to our most common loan-related questions right here.
You can finance RVs, campers, boats, jet skis, motorcycles, ATVs, UTVs, side-by-sides (SxS), and other powersport vehicles.
Apply online in minutes. Once submitted, we’ll reach out with your next steps and rate options.
No. You can pay off your recreational loan early at any time without penalty.
Yes! We offer refinancing options that may reduce your rate or monthly payment. Get started!
Loan terms vary by vehicle type and credit history, but we offer flexible options to meet your budget.
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
