Get Inspired
A hub of stories, knowledge and resources that help shape financial futures and a better community.
Switch to orsa and get $60 a month for 6 months!*
Making the switch to orsa doesn’t just save you money… it pays, too.
Becoming a member, opening a CloseEnuff account with the keepitlocal promo code, and setting up direct deposits takes just five minutes or less—and for a limited time, it can earn you up to $360 more!
CloseEnuff® Checking by orsa credit union
orsa is here for more.
Our checking offers more.
- Automatic CloseEnuff $50 Overdraft Protection Buffer†
- No minimum balance requirements
- No balance transfer, ATM, or monthly fees
- Local charity donation with every debit card purchase
- Debit gift card rewards
- Free subscription cancellation with orsaWatch™
- Only $5 to open!
We’ve been igniting Michigan's impossible dreams for 75 years...
And we’re not going anywhere.
As a member-owned, for-impact credit union, our purpose is simple: to create joy and ignite Michiganders’ Impossible Dreams. Whether it’s solving real-world financial challenges, supporting you in the dark spots, or cheering you on as you chase your goals, we’re here to make life a little brighter. Because we’ve learned that when you put people first, good things follow.
Real Member Story
“I switched everything to orsa. It’s more personal—you believe what you’re being told. I have faith in what I hear from them.”
- Colleen P., orsa member
About orsa
Get to know us more
We’re a great bunch of people dedicated to doing good things. If that sounds like a good deal to you, why not learn a bit more?
High Yield Savings
Want more savings with that?
Save more faster with 10% APY** High Yield Savings — in 5 minutes or less!
orsa Bank Accounts
Accounts Built for Michiganders
And More!
*Promotion Period: October 1 through December 31, 2026.New members who open a new CloseEnuff Checking Account using the promo code keepitlocal during the promotion period and establish a qualifying Direct Deposit within 30 days of account opening. To earn the promotional incentive, the qualifying Direct Deposit must be maintained for six consecutive months. Minimum monthly direct deposit amount $600. Members who meet the promotion requirements will receive $60 per month for six months, for a maximum of $360 per membership.The CloseEnuff Checking Account must remain open and in good standing during the applicable qualification period. If the qualifying Direct Deposit is discontinued or the promotion requirements are otherwise not satisfied, the member may not receive future incentive payments.Minimum Opening Deposit: $5. When the Incentive Will Be Paid: Within 30 days after 6-month qualifying term. Applicable account fees and standard account terms and conditions apply. Membership eligibility applies.† A Courtesy Pay Fee will not be charged if account is overdrawn up to $50. If an overdraft is paid by orsa credit union, a deposit must be made to bring the account back to a positive balance. Regular fees for overdrafts will otherwise apply. Overdraft transfer service links your checking account with your other accounts at orsa credit union. There is no fee for this service. For more details on transaction limits and terms and conditions of these products, please refer to the Account Fee Schedule. Members enrolled in our Courtesy Pay program are still subject to balance transfer fees on overdraft transfers of $50 or more.**APY is Annual Percentage Yield (APY). Early withdrawal penalties and other fees may reduce earnings. Rates are subject to change at any time. orsa credit union membership is required. For more information see orsacu.org/disclosures.*** Annual Percentage Yield (APY) accurate as of September 16, 2026. $10,000 minimum deposit required to open account and to earn stated APY. Offer applies to new money only — funds not on deposit at orsa within the 30 days prior to account opening. Available at orsa branches and through our Care Center. A penalty of 180 days' dividends may be imposed for early withdrawal. Rate is subject to change without notice. Fees may reduce earnings. Federally insured by NCUA.