Platinum Mastercard Credit Card
A simple, non-variable orsa Mastercard® for building credit and taking care of the day-to-day!
Platinum Mastercard
Non-variable rate, surprise-free!
With a non-variable rate and no upkeep fees, you can swipe for groceries without any surprises down the road. Whether you’re in need of a card for building credit or just a break from complicated commitments, the orsa Platinum Mastercard® has you covered.
Limited Time Bonus
Get up to $15 for your spring spending!
From April 1 to June 30, your hotel, airline, and home improvement spending can earn you a statement credit! Get a $10 credit for $600 spent, or $15 for $800 spent!*
See full details here.
orsaWatch: Subscription Manager
New! Take back control of your subscriptions—free in digital banking!
Spot monthly subscriptions. Collect them all in one place. And even cancel what you don’t want right from digital banking. No extra apps. No extra subscriptions. All free for orsa members!
Platinum Mastercard® Details
The good stuff
A non-variable rate, no fuss, and still full of all the great orsa card perks for spending smarter, staying secure, and turning your impossible dreams into reality.
- No monthly, annual, or cash advance fees
- Tap to Pay for faster and safer checkout
- Digital card replacement
- Digital wallet compatibility
- NEW! Find, track, and cancel monthly subscriptions with orsaWatch
- Mastercard® discounts on Instacart, MoviePass, HealthLock, and more!
- Mastercard® Zero Liability Protection
- Mastercard® ID Theft Protection™
- orsa security and fraud alert texts
- Advanced controls for setting alerts and restricting usage
- Free personalized Financial Counseling and other learning resources
- Learn more about Platinum Mastercard® benefits
Mastercard Digital Banking
Do more, digitally
No worries if you can’t make it to a branch. Our card services can come with you anywhere!
Manage spending
We all want to know exactly where our money is going. Track your transactions and budget your spending with our digital banking app, even when you’re waiting in the checkout line!
Digital wallet
Link your card right to your phone’s digital wallet and save yourself some extra pocket space! Your orsa card can connect to any of the major contactless payment options—so you’re covered and ready to go mobile!
Track your credit score
Pay on time, put yourself ahead, and get an easy look at where your work is getting you. After all, it’s a lot easier to go for the high score when you know where you’re at!
Tap to Pay
Tap to pay for a faster, safer checkout! Just hold your orsa Mastercard® near a contactless terminal—no swiping, no inserting, no hassle. Secure, simple, and perfect for on-the-go.
Digital card issuance
If you have a new or replacement card on the way but just can’t stand the wait, we’ll get you set up with a digital version that you can start swiping a whole lot sooner.
Buy Now, Pay Later
Turn online and in-store purchases into easier-to-handle installment plans, helping you save money on interest and increasing cashflow.
Open A New Platinum Mastercard®
Apply for a Platinum Mastercard
A few minutes is all it takes to apply for your new orsa Mastercard® credit card!
Credit Card Options
Other orsa credit cards
Not sure if this one is the right card for you? Explore our other options below or learn about your orsa credit card’s contactless payment methods, expense planning tools, and other features found on our digital banking platform!
Frequently Asked Questions
Credit Card FAQ
If you have any further questions, give our Care Center a call at (877) 937-2328 or stop by one of our branch locations!
Fraud Alerts
We’re dedicated to keeping our members and their money protected, so all orsa Mastercard® debit and credit cards are automatically enrolled in receiving fraud alerts.
If we need to contact you, we will NEVER ask for personal, account, or card information. This includes card numbers, PINs, security codes, login information, etc. Please do not give this information out to anyone.
Trust your gut. If you’re ever unsure about a phone call, please hang up and call us directly at (877) 937-2328 to ensure that you’re speaking with a real orsa team member. Avoid clicking on links in text messages and emails if you do not recognize the sender’s information.
Other Products
Like a bear hug for your financial wellbeing. We’re here for you every day.
The big stuff, done better. From checking that puts you back in control of your cash... to loans that fit your life, let’s make your Impossible Dreams happen.
Disclosures
View the orsa Mastercard® Credit Card Rate Disclosure here.View the orsa Mastercard® Cardholder Agreement here.
View the Buy Now, Pay Later Terms and Conditions here.*Platinum Mastercard Credit card holders can earn a statement credit for purchases made on hotel, airlines, and home improvement made between April 1-June 30, 2026. Limit one statement credit per qualifying cardholder. $10 statement credit for $600 in qualifying spending. $15 statement credit for $800 in qualifying spending. Statement credit will be on the cardholder's monthly statement and applied by August 2026.